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Zero charges for account creation on the Skyil Limitless Learning Academics pvt ltd platform.
Please read these terms and conditions carefully before using our platform, accessing resources, or enrolling in our programmes.
Last Updated: October 30, 2026
Zero charges for account creation on the Skyil Limitless Learning Academics pvt ltd platform.
Initial 3-day cancellation option available from enrolment date.
Flexible option to pause and restart your batch when you're ready.
Dedicated grievance officer with prompt 48-hour response guarantee.
Welcome to Skyil Limitless Learning Academics pvt ltd platform
Skyil Limitless Learning Academics pvt ltd is a team of educational experts joined together with the aim of promoting quality education to each and every corner of the world. The core aim of team Skyil Limitless Learning Academics pvt ltd is to provide valuable information and career mentorship to all the students who come to us.
These Terms of Service govern your access to and use of Skyil Limitless Learning Academics pvt ltd’s websites, mobile applications, courses, workshops, and educational services. By creating an account, browsing our website, or enrolling in any programme, you enter into a legally binding agreement with Skyil Limitless Learning Academics pvt ltd.
Rules governing user accounts and content access
For being a learner at Skyil Limitless Learning Academics pvt ltd, there will not be any charges for an account creation. But, certain services offered for learners and users of Skyil Limitless Learning Academics pvt ltd platform are chargeable under various subscriptions. Subscription charges vary from time to time and also depend upon the products and services that the learner or the user wishes to experience at Skyil Limitless Learning Academics pvt ltd through various platforms in which Skyil Limitless Learning Academics pvt ltd operates.
Depending on the Subscription Service you have purchased, you may be given access to certain additional Services and features.
The additional terms applicable to each of these additional Services may be made available to you on the Platform in the form of terms and conditions or FAQs (Frequently Asked Questions) for that specific Service or may be otherwise communicated to you. Hence, please be sure to go through the Platform Terms to understand the additional services, if any made available to you, and how you can avail the same.
Billing cycles, taxes, and authorized payment gateways
Any user can subscribe any product or service as per the choice of the user irrespective of categories. Payment or subscription charges will be applicable based on the products and services. Please read the below terms applicable for the purchase of your Platform Subscription. The below terms are to be read with any other terms communicated to you at the time of purchase of your Subscription:
Authorized Gateways & Third-Party Processing:
We process payments through secure, RBI-compliant third-party payment gateways and aggregators. Skyil Limitless Learning Academics pvt ltd does NOT store your complete credit/debit card credentials. All payments must be made strictly through the official platform checkout. Never pay cash or transfer funds to unauthorized third parties claiming to represent Skyil Limitless Learning Academics pvt ltd without our written authorization letter.
Terms regarding plan cancellation and refund eligibility
You may cancel your Subscription through your account on the Platform. However, please note that the cancellation will become effective at the end of the then-current billing period; in other words, we will not renew your Subscription, but the existing Subscription will continue until the end of its billing period and there shall be no refund of the fee already paid for the same. So, please read these terms and conditions and the Refund Policy carefully before purchasing any Subscription. When you cancel your Subscription, Skyil Limitless Learning Academics pvt ltd may disable access to features made available to you upon your purchase of Subscription, while your account may continue to exist on the Platform.
Rights of Skyil Limitless Learning Academics pvt ltd
In respect of the entire Platform, Skyil Limitless Learning Academics pvt ltd reserves the following rights:
Platform governance, safety, and regulatory compliance
In respect of the entire platform and user community, Skyil Limitless Learning Academics pvt ltd reserves the following rights:
Terms for courses financed via Bajaj Finance Limited (Bajaj Finserv) or RBI-regulated NBFCs
Important Note for Financed Enrolments:
If any part of your course fee is financed via an EMI loan facility, your loan agreement is an independent contract between the Borrower and the Financing Partner. Skyil Limitless Learning Academics pvt ltd does not lend, price, or service loans. EMIs continue until the Financing Partner formally closes the loan.
1.1 These Terms apply to every enrolment where any part of the Course fee is paid through a Financing Partner.
1.2 These Terms form a legally binding agreement between Skyil Limitless Learning Academics pvt ltd, the Student and the Borrower once each of them accepts it, by either:
(a) signing these Terms; or
(b) accepting them electronically, by ticking an unticked acceptance box or confirming by OTP.
Electronic acceptance is valid and enforceable under Section 10A of the Information Technology Act, 2000 and the Indian Contract Act, 1872.
1.3 These Terms must be accepted before the Financing Partner disburses any amount. Skyil Limitless Learning Academics pvt ltd will not confirm a financed enrolment until the Student and the Borrower have both accepted these Terms.
1.4 If the Student is under 18 years of age, the Student’s parent or legal guardian accepts these Terms on the Student’s behalf and is bound by them.
1.5 If these Terms conflict with Skyil Limitless Learning Academics pvt ltd’s general terms and conditions or any other refund policy, these Terms prevail for any Financed Amount. Nothing in these Terms changes the Loan Agreement as between the Borrower and the Financing Partner.
2.1 “Skyil Limitless Learning Academics pvt ltd” means Skyil Limitless Learning Academics pvt ltd, Kadaikodu PO, Ezhukone, Kollam. Kerala, India. Pin: 691505.
2.2 “Skyil Limitless Learning Academics pvt ltd Support” means Skyil Limitless Learning Academics pvt ltd’s support channels:
(a) email: admin@skyillearning.com
(b) phone: +91 859 055 1020
2.3 “Student” means the person enrolled in the Course.
2.4 “Borrower” means the person or persons in whose name a loan, EMI or credit facility was sanctioned to pay the Course fee, including any co-applicant. The Borrower may be the Student or a different person.
2.5 “Financing Partner” means Bajaj Finance Limited (Bajaj Finserv) or any other bank, NBFC or RBI-regulated entity that finances the Course fee.
2.6 “Loan Agreement” means the agreement between the Borrower and the Financing Partner.
2.7 “Financed Amount” means the part of the Course fee paid to Skyil Limitless Learning Academics pvt ltd by the Financing Partner.
2.8 “Enrolment Date” means the date on which Skyil Limitless Learning Academics pvt ltd sends the enrolment confirmation to the Student by email or SMS.
2.9 “Initial Cancellation Period” means 3 (three) calendar days starting on the Enrolment Date.
2.10 “Working Day” means any day other than a Sunday or a public holiday at Skyil Limitless Learning Academics pvt ltd’s registered office.
2.11 “Refund Policy” means these Terms read together with Skyil Limitless Learning Academics pvt ltd’s refund policy published on its website.
3.1 The Loan Agreement is a separate and independent contract between the Borrower and the Financing Partner.
3.2 Skyil Limitless Learning Academics pvt ltd is not a party to the Loan Agreement. Skyil Limitless Learning Academics pvt ltd does not lend, sanction, price, service or recover the loan, and is not a guarantor of it.
3.3 The Borrower chose financing voluntarily, after being informed that other payment options were available.
3.4 All matters relating to the loan are governed solely by the Loan Agreement and decided by the Financing Partner. These include:
(a) interest;
(b) processing fees;
(c) EMIs;
(d) cooling-off rights;
(e) prepayment and foreclosure;
(f) late payment and bounce charges; and
(g) credit bureau reporting.
4.1 A cancellation or refund request made to Skyil Limitless Learning Academics pvt ltd does not by itself suspend, reduce or cancel any EMI.
4.2 The Borrower must keep paying EMIs under the Loan Agreement until the Financing Partner confirms in writing that the loan has been closed or reduced.
5.1 The Student may cancel the Course by emailing admin@skyillearning.com within the Initial Cancellation Period. A request made by phone must be confirmed by email so that there is a written record. The request counts as received on the date and time the email reaches Skyil Limitless Learning Academics pvt ltd Support.
5.2 Skyil Limitless Learning Academics pvt ltd will:
(a) acknowledge the request within 48 hours;
(b) confirm the cancellation within 2 Working Days; and
(c) notify the Financing Partner.
5.3 Skyil Limitless Learning Academics pvt ltd will refund the full Course fee. The only deduction allowed is the value of physical study materials already dispatched and not returned unused. Skyil Limitless Learning Academics pvt ltd will pay the refundable part of the Financed Amount directly to the Financing Partner within 7 Working Days of confirming the cancellation.
5.4 This Clause does not affect any separate right the Borrower has under the Loan Agreement or RBI directions to exit the loan during the Financing Partner’s cooling-off period.
6.1 Where to raise the request. Any refund or cancellation request relating to a financed Course made after the Initial Cancellation Period must be:
(a) raised with the Financing Partner through its official customer service channels; and
(b) copied to admin@skyillearning.com.
6.2 Requests sent only to Skyil Limitless Learning Academics pvt ltd. If a request is sent only to Skyil Limitless Learning Academics pvt ltd, Skyil Limitless Learning Academics pvt ltd will not reject it for that reason. Skyil Limitless Learning Academics pvt ltd will acknowledge it within 48 hours, inform the Financing Partner, and ask the Borrower to also register the request with the Financing Partner.
6.3 Skyil Limitless Learning Academics pvt ltd’s decision. Skyil Limitless Learning Academics pvt ltd will assess the request under the Refund Policy and Clause 7. It will communicate its decision in writing to the Borrower and the Financing Partner within 15 Working Days of receiving the request. Communication about the request will take place through, or together with, the Financing Partner.
6.4 If the Financing Partner does not act. If the Financing Partner does not act on a request within 15 Working Days, Skyil Limitless Learning Academics pvt ltd will itself coordinate with the Financing Partner so that the request is not left unattended.
7.1 Any refund will be calculated pro-rata for the unused part of the Course.
7.2 Skyil Limitless Learning Academics pvt ltd may deduct only the following:
(a) the value of Course content, sessions or materials already delivered or accessed;
(b) a one-time administrative charge of not more than [__]% of the Course fee; and
(c) any subvention, merchant discount or interest subsidy that Skyil Limitless Learning Academics pvt ltd actually paid to the Financing Partner for that loan and cannot recover. The amount of this deduction must be stated in writing to the Borrower at the time of enrolment.
7.3 Skyil Limitless Learning Academics pvt ltd may not make any other deduction.
8.1 Any refund of a Financed Amount will be paid only to the Financing Partner, for credit to the Borrower’s loan account. It will never be paid to the Student, the Borrower or any third party.
8.2 Skyil Limitless Learning Academics pvt ltd’s refund obligation for the Financed Amount is fully discharged once Skyil Limitless Learning Academics pvt ltd pays the approved amount to the Financing Partner.
8.3 Any amount the Student or Borrower paid directly to Skyil Limitless Learning Academics pvt ltd, such as a down payment, will be refunded to its original source of payment, to the extent it is refundable.
8.4 GST on any refunded amount will be adjusted as required under GST law.
9.1 Skyil Limitless Learning Academics pvt ltd is not responsible for:
(a) interest accrued on the loan;
(b) processing or documentation fees charged by the Financing Partner;
(c) foreclosure or prepayment charges;
(d) late payment or bounce charges, and any taxes on them; or
(e) credit bureau consequences of the Borrower’s non-payment.
9.2 Clause 9.1 does not apply to the extent any such charge arises directly from Skyil Limitless Learning Academics pvt ltd’s failure to meet the timelines in these Terms, or from Skyil Limitless Learning Academics pvt ltd’s breach of these Terms. In those cases, Skyil Limitless Learning Academics pvt ltd will bear the charge.
10.1 Closing or reducing the loan, and issuing a no-dues certificate, is the responsibility of the Financing Partner.
10.2 Any loan balance remaining after Skyil Limitless Learning Academics pvt ltd’s payment to the Financing Partner is payable by the Borrower under the Loan Agreement.
11.1 Where the Student and the Borrower are different persons, both are bound by these Terms.
11.2 A request from either of them is treated as made on behalf of both.
11.3 Neither of them may claim a separate refund of the Financed Amount.
12.1 The Student and the Borrower consent to Skyil Limitless Learning Academics pvt ltd sharing their enrolment details, course usage records and refund information with the Financing Partner.
12.2 Skyil Limitless Learning Academics pvt ltd will share this information only to the extent needed to process cancellations, refunds and loan adjustments, and in accordance with applicable data protection law.
13.1 Nothing in these Terms limits any right or remedy of the Student or the Borrower under:
(a) the Consumer Protection Act, 2019;
(b) RBI directions; or
(c) any other applicable law.
13.2 If Skyil Limitless Learning Academics pvt ltd fails to deliver the Course as promised, or cancels or materially changes the Course, Skyil Limitless Learning Academics pvt ltd will refund as required by law. This applies regardless of the timelines and deductions in these Terms. Any such refund of the Financed Amount will still be paid through the Financing Partner.
14.1 Course-related grievances go to Skyil Limitless Learning Academics pvt ltd’s Grievance Officer:
(a) Email: admin@skyillearning.com
(b) Phone: +91 859 055 1020
Skyil Limitless Learning Academics pvt ltd will acknowledge a grievance within 48 hours and resolve it within one month of receipt.
14.2 Loan-related grievances go to the Financing Partner’s grievance redressal mechanism and, where applicable, to the RBI Integrated Ombudsman.
The Student and the Borrower each confirm that:
(a) they read these Terms before the loan was applied for;
(b) these Terms were explained to them in a language they understand;
(c) they had the opportunity to ask questions; and
(d) they received a copy of these Terms.
If any part of these Terms is held invalid or unenforceable, the remaining parts continue in full force.
These Terms are governed by the laws of India. Subject to the statutory jurisdiction of Consumer Commissions, courts at Kozhikode have jurisdiction.
Refund deductions, loan cancellation charges, and pause policies
This policy sets out the exact terms under which refunds may be granted to learners enrolled in our programmes.
Refund requests must be made strictly within 3 days from the date of joining the batch and are subject to approval. Requests made after this period will not be considered.
Approved refunds are subject to a processing fee as shown below, which is deducted from the refundable amount.
Approved refunds are processed within the stated working days of approval.
| Refund Request Window | Processing Fee Deduction |
|---|---|
| 0 to 3 days from batch start: | 25% deduction |
| After 3 days: | Not Eligible for Refund |
If the programme was purchased through a loan or EMI facility, a loan cancellation fee of 25% applies on cancellation. This covers the charges levied by the financing partner and is separate from the processing fee above. Please read the document related to the financing partner for further details of cancellations of loans or financial support or other financial scenarios related to any third party financing partner.
If you find it hard to continue, we offer the flexibility to pause and restart the course when you are ready.
We may amend this policy at our discretion.
LET’S MAKE IT OFFICIAL
This admission kit sets out our programme details, learning tracks, and the policies that apply to your course with Skyil Limitless Learning Academics pvt ltd.
✓ By receiving this file, you have agreed with our terms and conditions.
Please read the policies section carefully before your course begins. If anything is unclear, your admissions mentor will walk you through it. Your journey with Skyil Limitless Learning Academics pvt ltd is a partnership, and we are glad to be part of your success story.
Questions about these terms: Speak to your admissions mentor on +91 859 055 1020, or write to us at admin@skyillearning.com. Our full policies are also published on skyillearning.com. This applies while using, accessing or registering on the platform, services or products of Skyil Limitless Learning Academics pvt ltd.
I/We, the undersigned Student, Borrower and (where the Student is under 18 years of age) Parent/Legal Guardian, confirm that we have read and understood the Skyil Limitless Learning Academics pvt ltd Terms for Courses Paid Through a Financing Partner (Cancellation and Refund) in full, before the loan application was submitted to the Financing Partner. The Terms were explained to us in a language we understand, and we had a fair opportunity to ask questions, which were answered to our satisfaction. We understand that the loan is a separate agreement between the Borrower and the Financing Partner, that EMIs must continue until the Financing Partner closes or reduces the loan, that any refund requested after the 3-day Initial Cancellation Period must be raised with the Financing Partner with a copy to admin@skyillearning.com, and that any refund of the Financed Amount will be paid only to the Financing Partner. We consent to Skyil Limitless Learning Academics pvt ltd sharing our enrolment, course usage and refund information with the Financing Partner for these purposes. We accept these Terms freely and voluntarily, without any pressure or misrepresentation, and agree to be legally bound by them. We have received a copy of these Terms. For support, we may contact Skyil Limitless Learning Academics pvt ltd at +91 859 055 1020 or admin@skyillearning.com.
I have read, understood and agree to be legally bound by the Skyil Limitless Learning Academics pvt ltd Terms for Courses Paid Through a Financing Partner (Cancellation and Refund), including that refunds after 3 days are processed through the Financing Partner and paid only to the Financing Partner, and that my EMIs continue until the Financing Partner closes the loan.
If the Borrower is a different person from the Student, the Borrower should tick their own box or confirm on their own, so that there is separate proof that each person accepted.
Skyil Limitless Learning LLP, Kadaikodu PO, Ezhukone, Kollam. Kerala, India. Pin: 691505
Phone: +91 859 055 1020
Email: admin@skyillearning.com